Direct dialing, dispatchable location, and what Colorado charges per line
Federal law rewrote what office phone systems owe 911 callers, and Colorado sets what every line pays for the service. Both layers - the obligations and the surcharge - are on this page with official sources.
Two free marketplace paths: one form brings back multiple vetted providers who know they are competing for the job.
Colorado sets the 911 surcharge on Paoli business phone lines at Two layers, both currently in force: (1) State 9-1-1 surcharge = $0.16/line/mo effective Jan 1 2026 (PUC-collected), PLUS (2) a Local Emergency Telephone Charge (ETC) set independently by each of Colorado's ~50 local 911 governing authorities -- typically $0.70-$4.00/line/mo, with a default ceiling of $2.17/mo a local authority can set without PUC approval (higher requires PUC sign-off) - one of the few bill lines that is genuinely government-mandated, unlike the carrier-invented 'recovery' fees printed beside it.
Most phone contracts offered in Paoli run 12-36 months with an automatic-renewal clause: miss the written-notice window, commonly 30-90 days before term end, and many contracts renew for another full term.
Paoli, Colorado has about 50 residents, and its phone-system market prices on contract terms, fee schedules and seat counts - the list price is the same everywhere; the total is not.
The 911 line on your bill is one of the few that is genuinely government-mandated - your state sets it, and the rate varies enormously by state. What Colorado charges, and what your phone system legally owes 911 callers, are both on this page.
Since 2020, federal law has required office phone systems to let anyone dial 911 directly - no dialing 9 first - and to send the caller's street address plus floor or suite to dispatchers automatically. Kari's Law is named for a woman whose daughter could not reach 911 from a hotel room phone.




The 2026 numbers
| Phone system category | 2026 published range | The number that actually matters |
|---|---|---|
| Cloud VoIP seat (entry tier) | $15-$30/user/month | Annual billing runs 20-50% cheaper than monthly for the same tier |
| Cloud VoIP seat (mid tier) | $25-$50/user/month | Compare the all-in total with taxes and fees - commonly 20-30% on top |
| Contract term | 12-36 months typical (up to 84) | Miss the 30-90 day notice window and many contracts renew a full term |
| Taxes and fees on the bill | commonly 20-30% of the total | Federal USF (38.8% of interstate charges, Q3 2026) and state 911 fees are government-set; 'recovery' fees are carrier-invented |
| SIP trunking (keep your PBX) | $15-$30/channel/month | Priced per concurrent call, not per user - fits businesses keeping a PBX |
| Desk phones and wiring | $55-$280/phone; $125-$400/cabling drop | 'No upfront cost' plans still need handsets, drops and a PoE switch |
| Legacy analog lines (elevator, fire alarm, fax) | $30-$60/line/month cellular adapter | Copper holdout pricing runs $150-$500+/line - and standard VoIP fails those inspections |
Put a 911 compliance check out to competing bid before talking price
Two free marketplace paths: one form brings back multiple vetted providers who know they are competing for the job. Competing quotes are the only pricing discipline this industry consistently respects.
External links go to the marketplaces' own sites and forms. This site may earn a referral fee at no cost to you - it never changes the data above, and no individual provider pays to appear in our research.
What your phone system legally owes 911 callers
- Direct 911 dialing with no prefix - nobody should dial 9 for an outside line first (Kari's Law, effective February 2020)
- An internal notification - front desk or security - whenever 911 is dialed from the system
- A dispatchable location sent automatically: street address plus floor, suite or room (RAY BAUM'S Act Section 506)
- Coverage for new and existing multi-line systems alike - existing systems' deadline passed in August 2020
- Compliance guides commonly cite five-figure penalties; the obligations themselves come straight from the FCC's order
What Colorado adds to a phone bill
| Question | Colorado answer |
|---|---|
| State 911 surcharge (business lines) | Two layers, both currently in force: (1) State 9-1-1 surcharge = $0.16/line/mo effective Jan 1 2026 (PUC-collected), PLUS (2) a Local Emergency Telephone Charge (ETC) set independently by each of Colorado's ~50 local 911 governing authorities -- typically $0.70-$4.00/line/mo, with a default ceiling of $2.17/mo a local authority can set without PUC approval (higher requires PUC sign-off) (per access connection -- combination of a small flat state fee plus a locally-set fee; applies to wireline, wireless, and VoIP alike) - Not a data gap -- Colorado genuinely has no single 'the state rate' a business can quote; total paid = $0.16 state slice + whatever the subscriber's local 911 Authority. |
| How the state treats VoIP providers | deregulated for standard PUC economic regulation (HB14-1329, codified at C.R.S. Sec. 40-15-401 et seq.), but the PUC explicitly retains authority over 'basic emergency service' (911), so the 911-fee obligation survives the general VoIP deregulation - The deregulation statute expressly states nothing in it shall be construed to affect, modify, limit, or expand the commission's authority to regulate basic emergency. |
A Colorado business's real 911 bill is set locally, not by the state -- the $0.16 state slice is almost a rounding error next to the local ETC (up to $2.17 by default, higher with PUC approval), so opening lines in different CO counties can produce genuinely different total 911 charges for the same company.
This page is independent research, not legal, tax or purchasing advice. Fee schedules, 911 surcharges and telecom rules are set by federal and state authorities and by individual contracts, and they change - verify current rates with your state and the full fee schedule with any provider before signing.

What this means in Paoli
A phone quote is only as good as the bill under it: the seat price is negotiated once, but the fee lines and the renewal clause bill you every month for the life of the contract.
This page is independent research, not legal, tax or purchasing advice. Fee schedules, 911 surcharges and telecom rules are set by federal and state authorities and by individual contracts, and they change - verify current rates with your state and the full fee schedule with any provider before signing.
Common questions
Should I choose cloud VoIP or an on-premise PBX?
For most businesses under about 50 seats, published comparisons consistently favor cloud on five-year total cost: on-premise PBX hardware runs roughly $500-$2,000 per user upfront plus 15-20% of hardware cost in annual maintenance, while cloud runs $15-$90 per user monthly with no capital outlay. On-premise approaches break-even mainly for large, stable deployments that keep hardware seven-plus years and already employ IT staff.
What is a typical early termination fee?
The most common structure is every remaining month multiplied by the monthly fee - a 24-month contract at $150 a month cancelled after 6 months can mean a $2,700 exit bill - though some providers use flat fees around $295-$995 instead. Providers may also claw back 'free' hardware or installation credits. No regulator caps these terms for business lines; the contract is the whole ballgame.
Is the 'Regulatory Recovery Fee' a government fee?
No. Despite the official-sounding name, regulatory recovery and administrative recovery fees are set by the carrier, changeable by the carrier, and kept by the carrier - no law requires them or fixes their amount. The genuinely mandated lines are the federal USF contribution and state-imposed charges like your state's 911 surcharge. Ask any provider to split its fee schedule into 'government-mandated' and 'company-set' columns - the honest ones will.
Why do phone system quotes differ so much between vendors?
Because quotes price the buyer, not just the seats: tier packaging, contract length, hardware bundles and how informed you seem all move the number - and the fee schedule under the quote varies by provider. That is the structural argument for marketplace-style shopping: one request, several providers who know they are competing, and the spread between quotes becomes your negotiating room.
How much internet bandwidth does VoIP need?
About 100 Kbps per simultaneous call - so ten concurrent calls need roughly 1 Mbps each way plus 20-30% headroom, a fraction of any modern business broadband plan. For most offices this is a non-issue; it matters mainly for call-center-scale concurrency or offices still on legacy DSL-class connections. Enabling QoS on the router, which prioritizes voice packets, costs nothing and prevents choppy calls on busy networks.
Put a 911 compliance check out to competing bid before talking price
Two free marketplace paths: one form brings back multiple vetted providers who know they are competing for the job. Competing quotes are the only pricing discipline this industry consistently respects.
External links go to the marketplaces' own sites and forms. This site may earn a referral fee at no cost to you - it never changes the data above, and no individual provider pays to appear in our research.